Terms Of Use




These Terms of Use ("Terms") govern your access to and use of MYKIDSBANK services and website (the "Service"), and any information, text, graphics, or other materials uploaded, downloaded or appearing on the Service (collectively referred to as "Content"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. By accessing or using the Service you agree to be bound by these Terms.

1. USE OF CONTENT

The content, organization, and design of this service are proprietary to the owners and are protected under applicable intellectual property rights. The posting of information or materials on this website does not constitute a waiver of any rights in such information or materials.

You understand that all posted content on the Service or linked from the Service are the sole responsibility of the person or entity from which the content originated. More specifically, you are entirely responsible for each individual item ("Item") of Content that you post or otherwise make available via the Service. You also understand that the you may be exposed to a posted Item or content linked from the Service that may be considered offensive, indecent, inaccurate, misleading, damaging, or otherwise objectionable. You are urged to notify the MyKidsBank Service provider. However, you agree that your only remedy for any resulting damages is to stop using the Service.

By posting Content to the Service, you automatically grant, and you represent and warrant that you have the right to grant, an irrevocable, perpetual, non-exclusive, fully paid, worldwide license for others to use, copy, perform, display, and distribute said Content and to prepare derivative works of, or incorporate into other works, said Content.

You understand that the operation of the online artificial bank service is for educational purposes and the Content does not represent any legal value.  You agree that you will not use the service for any other purpose.

2. NOTIFICATION OF CLAIMS OF INFRINGEMENT

If you believe that your intellectual property rights have been violated, please notify MyKidsBank's agent for notice of intellectual property infringement ("Agent"), at

abuse@mykidsbank.com

Please provide our Agent with the following Notice:

a) Identify the specific material that you claim is infringing.

b) A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

c) A statement by you declaring under penalty of perjury that (1) the above information in your Notice is accurate, and (2) that you are the owner of the copyright interest involved or that you are authorized to act on behalf of that owner;

d) Your address, telephone number, and email address; and

e) Your physical or electronic signature.

The infringing posting(s) will be removed subject to the the procedures outlined in the Digital Millenium Copyright Act (DMCA).

  3. PRIVACY AND INFORMATION DISCLOSURE

By using the Service, you consent to the collection and use of your personal information as described below.

A. Protecting your privacy

    * We do not share your information with third parties for marketing purposes.
    * We do not engage in cross-marketing or link-referral programs with other sites.
    * We do not employ tracking devices for marketing purposes (cookies, web beacons,single-pixel gifs).
    * We do not send you unsolicited communications for marketing purposes.
    * We do not store credit card information. If there are any Credit cards transactions, such transactions are transmitted to a financial gateway, and we endeavor to protect the security of your payment information during transmission by using Secure Sockets Layer (SSL) technology.
    * Account information is password-protected. Keep your password safe.

B. Data we collect

    * We may collect your email address, for purposes such as sending self-publishing and confirmation emails, authenticating user accounts, etc.
    * We may collect personal information if you if you contact us directly. Please do not post any personal information that you expect to keep private.
    * Our web logs may collect standard web log entries for each page served, including your IP address, page URL, and timestamp. Web logs help us to diagnose problems with the Service to you.

C. Data we store

    * All postings may be stored in our database and even after deletion.
    * Our web logs and other records may be stored indefinitely.
    * Although we make good faith efforts to store the information in a secure operating environment that is not available to the public, we cannot guarantee complete security.

D. Data we may release

    * Information about its users if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal process.
    * information about its users to law enforcement officers or others, in the good faith belief that such disclosure is reasonably necessary to: enforce this agreement ; respond to claims that any posting or other content violates the rights of third-parties; or protect the rights, property, or personal safety of the Service provider, its users or the general public.

4. DISCLAIMER OF WARRANTY

YOU AGREE THAT USE OF THE SERVICE IS ENTIRELY AT YOUR OWN RISK. THE SERVICE ARE PROVIDED ON AN "AS IS" OR "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND. ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS ARE EXPRESSLY DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW. ALL WARRANTIES FOR THE SECURITY, RELIABILITY, TIMELINESS, ACCURACY, AND PERFORMANCE OF THE SERVICE ARE DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW. ANY WARRANTIES FOR OTHER SERVICE OR GOODS RECEIVED THROUGH OR ADVERTISED THROUGH THE SERVICE  ARE DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW. ALL WARRANTIES FOR THE SECURITY, RELIABILITY, TIMELINESS, ACCURACY, AND PERFORMANCE OF THE SERVICE ARE DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW. ANY WARRANTIES FOR VIRUSES OR OTHER HARMFUL COMPONENTS IN CONNECTION WITH THE SERVICE ARE DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW. Some jurisdictions do not allow the disclaimer of implied warranties.  In such jurisdictions, some of the foregoing disclaimers may not apply to you insofar as they relate to implied warranties.

5. LIMITATION OF LIABILITY

THE USE OF THE SERVICE IS ENTIRELY AT YOUR OWN RISK, AND IN NO EVENT SHALL ANY PERSON OR ENTITY SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR ANY OTHER MONETARY OR OTHER DAMAGES, FEES, FINES, PENALTIES, OR LIABILITIES ARISING OUT OF OR RELATING IN ANY WAY TO THIS SERVICE, OR SITES ACCESSED THROUGH THIS SERVICE, AND/OR CONTENT OR INFORMATION PROVIDED HEREIN. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE SERVICE IS TO STOP USING THE SERVICE. THESE LIMITATIONS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. In some jurisdictions, limitations of liability are not permitted. In such jurisdictions, some of the foregoing limitation may not apply to you.

6. INDEMNITY

You agree to indemnify and hold all persons and entities harmless from any claim or demand, including reasonable attorney fees and court costs, made by any third party due to or arising out of Content you submit, post or make available through the Service, your breach of any of the representations and warranties herein, or your violation of any rights of another related to this Service.

You also agree to provide the same indemnification for acts by others of whom you enable to use the Service.

7. JURISDICTION

You agree that the laws of the State of California, except for their conflicts of laws principles, will apply to all matters arising from or relating to the use of this website. You also agree to submit to the exclusive personal jurisdiction and venue of the Superior Court of Santa Clara County, California, with respect to such matters. If you choose to access this service from locations outside of California, you are responsible for compliance with all local laws.

8. MODIFICATIONS TO THIS AGREEMENT

We reserve the right, at our sole discretion, to change, modify or otherwise alter these terms and conditions at any time.  Such modifications shall become effective immediately upon the posting thereof. You must review this agreement on a regular basis to keep yourself apprised of any changes.

9. TERMINATION OF SERVICE

You agree that the Service may be terminated with or without any reason and without any notice. You further agree that you shall not hold any person or entity liable for said termination.


We welcome your questions and comments on this document:

support@mykidsbank.org

MyKidsBank.org is a non-profit public benefit corporation with the purpose to promote savings education.  The organization is supported by donations from specific benefactors.
 
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